Privacy Policy for Ganpati Finance Pvt Ltd
At Ganpati Finance Pvt Ltd, we value your trust and are committed to protecting your privacy. This privacy policy outlines how we collect, use, share, and safeguard your personal information. We understand that your personal information is important, and we ensure that it’s handled with the utmost care and transparency. By using our services, you agree to the terms of this privacy policy.
What Information We Collect:
When you interact with Ganpati Finance, we may collect various types of information to help us serve you better. This includes:
Personal Information:
When you apply for a loan or use our services, we collect personal details such as your name, address, email, phone number, date of birth, PAN, Aadhaar number, and other identification details.
Financial Information:
To assess your eligibility for financial products, we collect details such as your income, bank statements, tax returns, credit history, and information related to your assets and liabilities.
Transaction Data:
We track your interactions with Ganpati Finance, including your payment history, loan details, and any transactions related to our services.
Usage Data:
When you visit our website or use our online services, we collect information like your IP address, device details, and browsing patterns. This helps us improve our digital platforms and provide a seamless experience.
How We Use Your Information:
Your personal and financial information is used to provide and enhance our services. Here’s how we use your data:
Loan Processing:
We use your personal and financial data to evaluate your loan application, determine eligibility, and provide you with the most suitable loan product.
Customer Support:
Your information helps us respond to your queries, resolve issues, and provide you with effective customer service.
Improving Services:
We analyze the information we collect to improve our products and services, ensure the security of our systems, and provide a better user experience.
Marketing and Communications:
With your consent, we may use your contact information to send you updates on new products, special offers, or other promotional materials. You can opt out of these communications at any time.
Legal and Regulatory Compliance:
We may use your information to comply with applicable laws, regulations, and legal obligations. This includes sharing information with government authorities when required by law.
How We Protect Your Information:
At Ganpati Finance, we prioritize the security of your personal information. We implement a variety of security measures to protect your data from unauthorized access, misuse, or disclosure. These measures include encryption, firewalls, and secure storage practices.
We limit access to your personal information to only those employees and service providers who need it to perform their job responsibilities. Rest assured, we will never sell or trade your personal information with third parties for marketing purposes.
Sharing Your Information:
We may share your information with trusted third parties in the following situations:
Service Providers:
We work with third-party service providers (like payment processors, credit bureaus, and IT support) who help us deliver our services. These providers are required to follow strict confidentiality and security protocols.
Legal Obligations:
If required by law, we may disclose your information to comply with legal requests, court orders, or government regulations.
Business Transactions:
In case of a merger, acquisition, or sale of assets, your information may be transferred as part of the business transaction. We will notify you in such events.
Your Rights and Choices:
We respect your rights to control your personal information. You have the following options:
Access and Correction:
You can request access to your personal information and ask for any inaccuracies to be corrected.
Opt-out:
If you don’t want to receive promotional communications, you can opt-out at any time by contacting us.
Deletion:
In certain situations, you may request that we delete your personal information, subject to our legal obligations to retain certain data.
Contact Us:
If you have any questions or concerns about this privacy policy or how we handle your information, feel free to reach out to us at Ganpati Finance Pvt Ltd. We’re here to ensure that your privacy is respected and protected.
Office Address: IT Building,Yojana Bhavan Campus, Tilak Marg, C Scheme Jaipur, Rajasthan Pin 302005.
Tilak Marg C Scheme , Secretariat Jaipur ,Rajasthan
Email id:ganpatifinance0998@gmail.com
Mobile Number; 893660563